at ZERO Down Payment
How to Get a New Car Loan?
If you want to get the best new car loan or want to know the current new car loan interest rates, simply fill out our online application. Even if you do not know you exact credit score or you have really bad or poor credit score, we still have ways to provide you hassle-free new car loan.
Our representative will get some information about your monthly income, any additional income source, etc to judge how much of a new car loan you will qualify.
You have to make a down payment on a new car loan once you finish applying for the loan and receive approval. Following are the benefits of making a down payment
United States Auto Finance understands that not everyone can afford a down payment or a high down payment. We can help you in getting the best new car loan without making any down payment.
Perfect to find and get auto loans with United States Auto Finance >>
Not all new car loan interest rates are equal. A lender charge an interest rate based on your credit score, which is a number that credit bureaus assign you depending upon your debt, payable bills, your debt to income ratio, and how long have you been using the credit cards, etc.
If your credit score is low, then lenders will charge you more money to cover the risk. United States Auto Finance helps such people with poor or bad rating getting a new car loan at comparatively low interest rates.
Instead of applying to a single lender, you should contact multiple banks, local credit unions and other lenders to know what they are offering. However, keep in mind that multiple applications for car financing can reduce your credit score, and therefore, submit all your application around the same time.
Never feel bad for Rejection: Rejection is probably a good thing, as lender may probably want to save you from getting more dent than you can actually pay off. Try to find a less expensive car or buy a used car to save more money.